Aerial Drone Services for Insurance Claims & Inspections

Unmanned aerial vehicles, or drones, have found great significance in the insurance industry, with more and more insurance companies looking into the use of drones to make inspections and grant insurance claims. Many insurance providers are considering these very useful technologies thanks to their ease of use and maneuverability, large scope, and ability to save time, money, and lives.

Recent studies on drones for insurance claims and inspections have revealed that drone inspections help save about 5.5 hours of time and reduce costs by over $300 compared to manual inspections. Further, the use of unmanned drones, thanks to minimal human involvement on-site, prevents 164,000 ladder-related injuries per year.

The many benefits and uses of aerial drones for insurance inspections have been enough to convince insurance companies to invest in drone services to improve their operations.

How to Use Drones for Insurance Inspections

The functions and features attributed to drones find themselves very useful for insurance inspectors, hence their growing use and popularity in the industry. Some basic ways that drones are used in insurance claims and inspections include the following:

Perform a Quick Roof Inspection

Roof damages account for the majority of insurance claims that flood insurance companies. These are also the most dangerous, considering that inspectors will need to climb high ladders to determine the condition of the roof and the amount of compensation. Especially because there are so many different roof types and house structures nowadays, inspecting roofs is becoming more difficult. Thousands of insurers get injured while performing roof inspections.

The use of drones can significantly reduce the safety risks involved in inspecting roofs for insurance. Instead of the insurer having to climb the roof, conduct their inspection, and take photos, they can simply operate a drone from the ground to capture footage of the roof. Drones have significantly improved in image quality over the years, hence they are now able to yield detailed and complete images that will meet the requirements of roof inspections.

Property Insurance Inspections

Drones can provide a more detailed and insightful conclusion about insured properties. They can reveal insights, issues, and other details that may not be visible to the human eye — especially when inspecting from the ground. With aerial footage, insurers can get a bird’s eye view of the insured property and easily calculate insurance values thanks to data-driven and accurate information retrieved from drone photos and videos.

Accurate Natural Disaster Inspections

Insured properties or areas affected by natural disasters are still very dangerous sites even several days or weeks after the event, such as an earthquake or flood. Too often, insurers have to risk their health and safety to inspect these areas and process insurance claims in a timely manner.

But not anymore — now, with drone services, insurance companies can safely inspect insured properties that have met natural disasters. They can simply operate their drones over the affected areas to gain insight into the condition of the insured property and determine the value of insurance claims. With imaging sensors and cameras, the drones can easily take snapshots and videos of the affected areas, saving insurers time, energy, and resources. But most importantly, it helps eliminate risks to their safety and health.

The Benefits of Drones for Insurance Inspections

The benefits of drones for insurance inspectors are outstanding, especially with regard to the health and safety advantages that they can offer.

Reduce the Risk of Injuries

With drones navigating property inspections, humans no longer have to be on the site and risk their safety inspecting properties. This reduces the risk of on-the-job injuries by removing employees from dangerous situations. Ultimately, this reduces the company’s costs for worker’s compensation claims.

Minimizes Inspections Costs

To effectively inspect a property, especially roofs, insurers make use of equipment like ladders, harnesses, and other safety equipment. There is also the cost of lodging and travel if the insured property is in another vicinity. Some companies also hire contractors with the professional skills to perform the job. But with a drone, all these costs will be eliminated, which saves the company more money in the long run.

Saves Time

With drone services for inspection claims, insurers no longer have to travel long hours to visit the inspection site, nor do they need to allocate time and resources to conduct the inspection manually. The crucial amount of time saved enables them to channel their efforts and resources into other more pressing matters.

Speeds Up the Claims Process

Because drones can make it easier and faster to inspect insured properties, insurers will be able to process insurance claims much quicker. As a result, policyholders will have more customer satisfaction with their insurance provider, which boosts the reputation and success of the insurance company.

Drone Inspection FAQs

What is a drone inspection?

A drone inspection is a process of using unmanned aerial vehicles (UAVs) to conduct property inspections for insurance claims. Instead of the traditional method of inspectors visiting the site, drones can be used to take images and footage of the insured property to determine valuable data that is useful to process insurance claims.

Why drones for insurance inspections?

Using drones for insurance inspections provides a ton of benefits not only for insurance companies but also for their employees and the policyholder. Among these include:

• Reducing the risk of injuries and health risks on site
• Minimize costs
• Save time, energy, and resources
• Speed up the ability of insurance companies to process insurance claims.

How much does a drone inspection cost?

The price of a drone inspection service would depend on factors like the type of property being inspected, the number of images, the length of videos, the location of the property, etc. On average, it can amount to anywhere between $150 to $400.

Drone Videos offers several drone service packages that can suit your needs and preferences. Our standard packages include:

• 1:00 to 1:30 minute 4k drone videos
• 10 to 20 hi-res aerial photos
• Fully licensed and insured drone operators
• 48-hour turnaround time

Browse our website to find the package that’s suitable for your inspection needs.

Who is flying the drone?

Our drone photo and video services are manned by professional, fully licensed, and insured operators. We have a network of skilled aerial videographers across America who can deliver high-quality drone photos and videos tailored to your needs.

How do you improve operational efficiency?

Drone Videos provides high-resolution drone footage of any subject property you need to inspect. This helps you save time, money, and resources by making use of innovative drones to perform property inspections. With our easy process and 48-hour turnaround time, you can get your photos and videos quickly and speed up your claims processing efforts.